Cost of Studying in France for Indian Students 2026 | Complete Guide | Xplore France

INDIAN STUDENTS · COMPLETE GUIDE · UPDATED MAY 2026

Cost of Studying in France for Indian Students 2026

Public Tuition from €243/yr Total ₹15-25L/yr (Public) Visa Fee €99 Charpak €860/mo CAF Rebate 30-50%

€3,770

Public Master's Tuition / Year

€615

Monthly Living Minimum (Visa)

€99

France Student Visa Fee

10%

of UK/US Cost (Public)

By Xplore France Study Abroad Team · Campus France-certified counsellors · Updated: May 2026 · €1 ≈ ₹93.5

Quick Answer

What is the Cost of Studying in France for Indian Students?

The Cost of Studying in France for Indian Students ranges from ₹15-25 lakh per year at public universities (tuition €3,770 + living €9,600-€14,400) to ₹40-60 lakh per year at top business schools like HEC and INSEAD. Indians choosing to Study in France pay one-tenth of US/UK tuition, plus access scholarships like Charpak (€860/mo) and Eiffel (€1,200/mo).

TL;DR - Key Takeaways

Bachelor's tuition at French public universities: €243/year (~₹22,700), among the lowest globally.
Masters in France cost for Indian students at public universities: €3,770/year (~₹3.5L), one-tenth of US/UK costs.
Living expenses in France: €1,000-€1,800/month depending on city (Paris highest, Lyon/Toulouse cheapest).
France student visa fee for Indians: €99 (plus VFS and Campus France charges, total ~₹25,000).
Proof of funds required: €615/month × 10 = €6,150 minimum in your bank account.
Total 2-year Master in France budget: ₹30-50L (public university) to ₹75L-₹1Cr (top business school).
Charpak Scholarship cuts public tuition to EU rates and adds €860/month stipend for Indian nationals only.

Affordable

Public Universities

Tuition fixed nationally: €243/yr Bachelor's, €3,770/yr Master's, €380/yr PhD. Universities include PSL, Sorbonne, Paris-Saclay - all top-100 globally at one-tenth UK/US cost.

Mid-Tier

Engineering Grandes Écoles

CentraleSupélec, Mines Paris-PSL, École Polytechnique charge €8K-€20K/year. Premium quality, internships built-in, €38K-€55K starting salary in France post-graduation.

Premium

Business Schools (MBA / MIM)

HEC Paris €97K (MBA total), INSEAD €99K (10-month), ESSEC, ESCP, EMLyon €22-48K/year. Starting salaries €85K-€110K make ROI quick.

Table of Contents

How Much Does It Cost Tuition Fees by Type Living Expenses Paris vs Other Cities Visa Costs Accommodation Costs Scholarships Part-Time Jobs Total Budget Ways to Reduce Costs France vs UK / US Common Mistakes FAQs Conclusion

How Much Does It Cost to Study in France in 2026?

For Indian students, the total annual Cost of Studying in France for Indian Students in 2026 ranges from ₹15-25 lakh at public universities to ₹40-60 lakh at top private business schools. This covers tuition, accommodation, food, transport, insurance, books, and personal expenses. France remains one of the most cost-efficient countries for an MS in France for Indian Students, with public Master's tuition at just €3,770/year.

Cost Snapshot by University Type

University Type	Annual Tuition (€)	Annual Living (€)	Total Annual (₹)
Public University (Bachelor's)	€243	€9,600-€14,400	₹9-14L
Public University (Master's)	€3,770	€9,600-€14,400	₹12.5-17L
PhD (Public)	€380	€9,600-€14,400	₹9.3-14L
Engineering Grande École	€8,000-€20,000	€9,600-€16,800	₹16-34L
Business School (MIM)	€22,000-€48,000	€14,400-€21,600	₹33-65L
HEC Paris (MBA Total 14 mo)	€97,000	€14,400-€21,600	₹1-1.1Cr
INSEAD (MBA Total 10 mo)	€99,000	€14,400-€21,600	₹1-1.1Cr
Sciences Po (Master's)	€14,210	€14,400-€21,600	₹26-33L

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France Tuition Fees for Indian Students 2026

France tuition fees for Indian students vary by institution type. Public universities charge fixed national rates of €243/yr (Bachelor's), €3,770/yr (Master's), €380/yr (PhD). Grandes Écoles charge €8K-€20K/yr. Top business schools (HEC, INSEAD, ESSEC, ESCP) charge €22K-€99K total. All non-EU students pay the same rate at public institutions, regardless of nationality.

Bachelor Degree Cost in France for Indian Students

Bachelor's Program	Tuition / Year	Duration	Total Tuition (3 yrs)
Public University (Licence)	€243 (₹22,700)	3 years	₹68,000
CPES PSL (Multidisciplinary)	€243-€2,770	3 years	₹68K-₹8L
Dauphine-PSL Bachelor's	€4,500	3 years	₹12.6L
Sciences Po Bachelor's	€14,210	3 years	₹40L
EMLyon Global BBA	€15,500	4 years	₹58L
ESSEC Global BBA	€15,500-€18,000	4 years	₹58-67L
IUT (Bachelor Universitaire de Technologie)	€243	3 years	₹68,000

Masters in France Cost for Indian Students

Master's Program	Tuition / Year	Duration	Total Tuition
Public Master (Universités)	€3,770 (₹3.5L)	2 years	₹7L
Sciences Po Master's	€14,210	2 years	₹26L
École Polytechnique MSc	€12,000-€19,500	2 years	₹22-36L
CentraleSupélec MSc	€15,000-€20,000	1-2 years	₹14-37L
Mines Paris-PSL MSc	€15,000-€20,000	2 years	₹28-37L
HEC Master in Management	€25,000-€48,000	2 years	₹47-90L
INSEAD MBA	€99,000 total	10 months	₹92L
HEC Paris MBA	€97,000 total	14 months	₹90L
EDHEC MSc Finance	€30,000-€42,000	1 year	₹28-39L
IFM Paris MSc Fashion & Luxury	€25,000-€32,000	2 years	₹47-60L

CVEC: The One Tuition Add-On You Cannot Skip

All students in France must pay the Contribution Vie Étudiante et de Campus (CVEC) of €105/year (~₹9,800) before enrollment. This contribution funds student health services, sports, and campus life. You cannot register without proof of CVEC payment via messervices.etudiant.gouv.fr.

Living Expenses in France for Students

Living expenses in France for students range from €1,000/month in smaller cities to €1,800/month in Paris. This covers accommodation (largest expense), food, transport, health insurance, mobile, books, and personal costs. Indian students pursuing Masters in France for Indian Students should budget at least €12,000-€18,000/year for living, with CAF housing aid reducing this by €100-€200/month.

Monthly Living Cost Breakdown (2026)

Expense	Paris (€)	Other Cities (€)	Notes
Accommodation	€700-€1,200	€400-€750	Studios vs shared apartments
Food & Groceries	€250-€350	€200-€300	RU canteen meals at €3.30 each
Transport (Navigo / TCL)	€30-€90	€25-€50	Imagine R card for under-26
Health Insurance (Sécu)	Free	Free	Plus €10-€25/mo mutuelle
Mobile + Internet	€15-€30	€15-€30	SFR / Orange / Free student plans
Books & Supplies	€30-€50	€30-€50	Libraries free; many PDFs available
Personal / Leisure	€150-€200	€100-€150	Museums often free for under-26
Monthly Total	€1,300-€1,800	€1,000-€1,300	₹93,500-₹1.68L

Cost of Studying in Paris vs Other French Cities

Paris is the most expensive French city with monthly living costs of €1,300-€1,800. Lyon, Toulouse, Grenoble, and Strasbourg are 30-40% cheaper at €850-€1,200/month. For a 2-year Master in France, choosing Lyon over Paris can save Indian students ₹9-14 lakh in living costs while accessing programs of comparable academic quality.

City	Monthly Living Cost	Top Institutions	Annual Cost (₹)
Paris	€1,300-€1,800	PSL, Sorbonne, HEC, ESSEC, Sciences Po, IFM	₹14.5-20L
Lyon	€900-€1,200	EMLyon, INSA Lyon, Université Lyon	₹10-13.5L
Toulouse	€850-€1,100	ISAE-SUPAERO, Université Toulouse	₹9.5-12.3L
Grenoble	€800-€1,100	UGA, Grenoble INP, Grenoble EM	₹9-12.3L
Strasbourg	€800-€1,050	Université de Strasbourg, EM Strasbourg	₹9-11.8L
Nice / Sophia Antipolis	€950-€1,250	EURECOM, SKEMA, Université Côte d'Azur	₹10.7-14L
Bordeaux	€850-€1,100	KEDGE, Université de Bordeaux	₹9.5-12.3L
Marseille	€850-€1,100	Aix-Marseille Université, KEDGE	₹9.5-12.3L
Reims	€800-€1,000	NEOMA, Sciences Po Reims	₹9-11.2L
Rennes	€800-€1,000	Université Rennes, ESC Rennes	₹9-11.2L

Smart City Choice = Big Savings

Choosing Lyon, Grenoble, or Toulouse over Paris saves an Indian student €400-€600/month, which is ₹9-14 lakh over a 2-year Master's. For engineering, CS, and STEM programs, the academic quality is comparable. Pick Paris only if your specific program (HEC, Sciences Po, IFM, ESSEC) requires it.

France Student Visa Cost for Indians

The total France student visa cost for Indians is approximately ₹25,000, broken down into the €99 visa fee (~₹9,300), €50 OFII tax (~₹4,700), VFS service fees (~₹2,500), Campus France procedure fees (~₹6,000), and SMS/courier add-ons. Indian students also need to show proof of funds of €6,150 minimum (€615/month × 10 months) to qualify for the VLS-TS visa.

France Student Visa Fees Breakdown (2026)

Fee Item	Amount (€)	Amount (₹)	When Paid
VLS-TS Visa Fee	€99	₹9,300	VFS appointment
OFII Validation Tax	€50	₹4,700	Within 3 months of arrival
Campus France Procedure Fee	€55-€70	₹5,000-₹6,500	Before EEF interview
VFS Global Service Fee	€25-€30	₹2,300-₹2,800	VFS appointment
SMS / Courier (Optional)	€5-€15	₹500-₹1,400	VFS appointment
CVEC Fee (annual)	€105	₹9,800	Before enrollment
Total Visa Stage Costs	€240-€370	₹22,000-₹34,000	One-time
Proof of Funds Required	€6,150 minimum	₹5.75L minimum	Visa application

Show More Than the Minimum

The €6,150 minimum bank balance is the floor, not the target. Visa officers favour applications showing €10,000-€12,000 plus pending tuition. A ₹9-12 lakh comfortable buffer prevents visa scrutiny. Indian students applying for an MS in France for Indian Students commonly get rejected for showing exactly the minimum.

Accommodation Costs in France for Indian Students

Accommodation is the largest single expense for Indian students in France. CROUS public student residences are cheapest at €200-€500/month, university-owned residences cost €400-€800/month, and private studios in Paris cost €700-€1,200/month. CAF housing aid reimburses 30-50% of rent for most students, applied for after arrival in France.

Type	Monthly Rent (Paris)	Monthly Rent (Other Cities)	Notes
CROUS Student Residence	€300-€500	€200-€400	Public, very limited slots
Cité U International (CIUP)	€450-€800	N/A (Paris only)	Subsidised intl. student housing
University Residence	€500-€800	€350-€550	Tied to specific university
Private Studio	€800-€1,200	€500-€800	Independent rentals
Shared Apartment (Colocation)	€500-€800	€350-€550	Most popular Indian student choice
Homestay	€600-€900	€400-€700	Includes 1-2 meals/day

CAF Housing Aid: Don't Skip This

Within 30 days of arrival, all international students should apply for CAF (Caisse d'Allocations Familiales) housing aid at caf.fr. This reimburses €100-€200/month of rent, depending on your apartment size, location, and income. Over a 2-year Master's, that's €2,400-€4,800 (₹2.2-4.5L) back in your pocket.

Scholarships to Reduce Cost of Studying in France

Indian students can dramatically reduce the Cost of Studying in France for Indian Students through scholarships. The Charpak Scholarship (Indians only) reduces tuition to EU rates and adds €860/month stipend. Eiffel Excellence pays €1,200/month for Master's (€1,700 PhD). Erasmus Mundus covers full tuition + €1,400/month + travel. Combined with a low-cost public university, some Indian students complete a Master in France for under ₹5-8 lakh total.

Scholarship	Amount	Eligibility	Deadline
Charpak	€860/mo + EU-rate tuition	Indian / OCI only	Mar-Apr 2026
Eiffel Excellence (Master's)	€1,200/mo + travel	Top international, nominated	Jan 2026 (via uni)
Eiffel Excellence (PhD)	€1,700/mo + travel	PhD candidates, nominated	Jan 2026
Erasmus Mundus Joint Masters	Full tuition + €1,400/mo	Joint EU programs	Jan-Mar 2026
Emile Boutmy (Sciences Po)	€5K-€19K/yr	Non-EU, Sciences Po admit	With admission
IDEX (Paris-Saclay)	€10,000/yr	Top intl. master's applicants	With admission
Inlaks Shivdasani (India)	Tuition + living + travel	Indian nationals	Mar (annually)

Part-Time Jobs and Student Earnings in France

Indian students in France can legally work up to 964 hours per year (~20 hrs/week during semester, full-time during holidays). The 2026 SMIC (minimum wage) is €12.02/hour gross (≈€9.51 net), meaning realistic monthly earnings of €600-€800. This covers groceries and transport but not full living costs - jobs supplement, they don't replace, your study budget.

Common Part-Time Roles for Indian Students

Role	Hourly Pay (€)	Monthly Earnings	Notes
Restaurant / Café Server	€12-€14	€600-€800	Tips possible; A2 French helpful
Retail / Sales Associate	€12-€13	€600-€750	Sephora, Uniqlo, Decathlon hire students
English Tutor	€15-€25	€500-€1,000	Easy entry; flexible hours
University Teaching Assistant	€15-€25	€500-€1,000	Apply via your university
Babysitting / Au Pair	€10-€15	€400-€800	Bilingual roles pay more
Internship (Stage)	€4.05/hr (mandatory min.)	€620-€800	Required for some programs
Delivery (Uber Eats / Deliveroo)	Variable	€500-€900	Self-employed; tax considerations

Total Budget Required to Study in France

The total budget required for a 2-year Master in France at a public university is ₹25-35 lakh all-in (tuition + living + visa + insurance). For Grandes Écoles, budget ₹40-60 lakh. For top business schools (HEC, INSEAD, ESSEC MBA), budget ₹75 lakh to ₹1 crore. Add proof-of-funds of €6,150-€12,000 to your visa application bank balance.

2-Year Budget Estimates

University Type	Tuition (2 yrs)	Living (2 yrs)	Visa + Other	Total Budget
Public University (Paris)	₹7L	₹28-34L	₹1L	₹36-42L
Public University (Lyon)	₹7L	₹20-26L	₹1L	₹28-34L
Engineering Grande École	₹15-37L	₹20-34L	₹1L	₹36-72L
Sciences Po	₹26L	₹28-34L	₹1L	₹55-61L
Business School (MIM)	₹40-90L	₹28-43L	₹1L	₹69L-1.3Cr
HEC Paris MBA (14 mo)	₹90L	₹20-25L	₹1L	₹1.1-1.2Cr
INSEAD MBA (10 mo)	₹92L	₹14-18L	₹1L	₹1.1-1.2Cr

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Ways to Reduce the Study in France Cost for Indian Students

Eight proven ways to reduce the Study in France cost for Indian students: choose a public university over private (₹3.5L vs ₹30L+/yr tuition), live outside Paris in Lyon/Grenoble/Toulouse, apply for Charpak in parallel with admissions, claim CAF housing aid, eat at RU canteens (€3.30/meal), use the Navigo Imagine R card, apply for university scholarships proactively, and take on a part-time job up to 964 hrs/year.

Choose Public Universities

Public Master's tuition is €3,770/year vs €22K-€48K at private business schools. PSL, Sorbonne, and Paris-Saclay are globally ranked top-100 at one-tenth UK/US cost.

Pick Non-Paris Cities

Lyon, Grenoble, Toulouse, and Strasbourg are 30-40% cheaper than Paris for living. Saves ₹9-14 lakh over a 2-year Master's. Academic quality is comparable for engineering and CS.

Apply for Charpak Early

Charpak (Indians only) reduces tuition to EU rates AND adds €860/mo stipend. Deadline is March-April, BEFORE most offers arrive. Apply in parallel with admissions.

Apply for CAF Housing Aid

Within 30 days of arrival, apply at caf.fr. Recover €100-€200/month (₹9,000-₹18,500), totalling ₹2.2-4.5L over a 2-year Master's.

Eat at RU University Canteens

CROUS RU canteens offer student meals at €3.30 each. Eating 2 meals/day at RU canteens saves €200-€300/month vs cooking + groceries.

Get the Navigo Imagine R Card

Under-26 students in Paris pay €38/month for unlimited transport instead of €88 standard. Annual savings: €600 (₹56,000).

Work Part-Time (964 hrs/yr)

Indian students can legally work up to 964 hours annually at SMIC (€12.02/hr gross in 2026). Realistic earnings: €600-€800/month, covering groceries and transport.

Use Free Student Benefits

Museums, public transport off-peak, gym, university libraries, and Vialibri cultural events are free or discounted for students under 26. Saves €100-€150/month.

France vs Other Study Abroad Destinations: Cost Comparison

France is significantly cheaper than the UK, USA, Canada, and Australia for Indian students. A 2-year Master's at a public French university costs ₹25-35 lakh all-in compared to ₹50-70L in the UK, ₹65-90L in the USA, and ₹35-50L in Canada. Germany is similarly affordable but with fewer English-taught programs and limited scholarships for Indians.

Country	Master's Tuition / Year	Living / Year	2-Year Total (₹)	Post-Study Work
France (Public)	€3,770 (₹3.5L)	€12K-€18K (₹11-17L)	₹25-35L	24 months (Indians)
France (Top Biz School)	€22K-€48K (₹20-45L)	€14K-€22K (₹13-20L)	₹65-1Cr+	24 months (Indians)
Germany (Public)	€0-€1,500	€11K-€14K	₹15-22L	18 months
UK	£22K-£35K	£12K-£18K	₹50-70L	18 months
USA	$35K-$60K	$15K-$25K	₹65-90L	12-36 months (STEM)
Canada	C$25K-C$45K	C$15K-C$20K	₹35-50L	Up to 3 years
Australia	A$30K-A$50K	A$22K-A$30K	₹55-75L	2-4 years

Common Financial Mistakes Indian Students Make

The five most common financial mistakes Indian students make when planning to Study in France for Indian Students: showing only the €6,150 minimum balance for visa, missing the Charpak deadline, forgetting to apply for CAF housing aid, choosing Paris by default over cheaper cities, and not budgeting for the €105 CVEC + €50 OFII validation tax.

Showing Exactly €6,150 in Bank Balance

The €6,150 visa proof of funds is the floor, not the target. Visa officers favour applications showing €10,000-€12,000 plus pending tuition. Showing exactly the minimum often triggers visa rejection or further scrutiny.

Missing the Charpak Scholarship Deadline

Students wait for admission letters before applying. By then, the March-April Charpak deadline has passed. Apply in parallel with university applications. Charpak reduces tuition to EU rates plus €860/mo stipend.

Not Applying for CAF Housing Aid

Within 30 days of arrival, apply at caf.fr. This reimburses €100-€200/month of rent. Indian students often skip this, losing ₹2.2-4.5L over a 2-year Master's. The application is free and online.

Defaulting to Paris

Indian students assume Paris is the only option. Lyon, Grenoble, Toulouse, and Strasbourg offer equivalent academics at 30-40% lower living costs. Choose Paris only if your specific program (HEC, Sciences Po, IFM) requires it.

Underestimating CVEC + OFII Fees

CVEC (€105/year) and OFII validation tax (€50) are mandatory and often overlooked. Total €155 (~₹14,500) per year. Indian students fail enrollment or visa validation if they don't budget these.

How Xplore France Helps Plan Your Study Budget

Xplore France helps Indian students plan a complete Study in France for Indian Students budget, including university shortlisting by cost tier, scholarship matching (Charpak, Eiffel, Erasmus, university-specific), accommodation strategy (CROUS, CIUP, private), proof-of-funds documentation for visa, and post-arrival CAF housing aid setup. Our counsellors help families understand the real all-in cost before committing.

Service 01

Budget Mapping

We map your budget against the right tier of universities, cities, and accommodation types, so you don't over-pay for a degree you could get for less elsewhere in France.

Service 02

Scholarship Strategy

We help you apply for Charpak (Indians only), Eiffel (nomination-based), and university scholarships in parallel with admissions, maximising the funding you actually receive.

Service 03

End-to-End Support

Campus France EEF process, scholarship applications, VFS visa documentation, proof-of-funds, accommodation booking, and CAF housing aid setup. All in one place.

FAQs About the Cost of Studying in France

How much does it cost to study in France for Indian students in 2026?+

The Cost of Studying in France for Indian Students in 2026 ranges from ₹15-25 lakh per year at public universities (tuition €3,770 + living €9,600-€14,400) to ₹40-60 lakh per year at top business schools. Total 2-year Master's: ₹25-35L public, ₹65L-₹1.3 crore for HEC, INSEAD, or ESSEC.

What is the cost of a Masters in France for Indian Students?+

The cost of a Masters in France for Indian Students is €3,770/year at public universities (~₹3.5L), €8K-€20K at engineering Grandes Écoles, and €22K-€48K at top business schools like HEC, ESSEC, ESCP, and EMLyon. INSEAD and HEC MBAs cost €97,000-€99,000 total (₹90-92L).

How much is the France student visa fee for Indians?+

The France student visa fee for Indians is €99 (~₹9,300). Adding the €50 OFII tax, Campus France fees (€55-€70), and VFS service charges (€25-€30), the total visa stage cost is approximately €240-€370 (₹22,000-₹34,000). You also need to show proof of funds of €6,150 minimum.

What are the living expenses in France for students?+

Living expenses in France for students range from €1,000/month in cities like Lyon, Toulouse, and Grenoble to €1,800/month in Paris. Annual living costs: €12,000-€22,000 (₹11-20L). Accommodation is the largest expense, but CAF housing aid reimburses 30-50% for most international students.

How much bank balance is needed for a France student visa?+

The minimum required is €615/month × 10 months = €6,150 (~₹5.75L). However, visa officers favour applications showing €10,000-€12,000 (~₹9-12L) plus pending tuition. Showing exactly the minimum often triggers visa rejection or further document requests, especially for first-time Indian applicants.

What is the bachelor degree cost in France for Indian students?+

The bachelor degree cost in France for Indian students at public universities is just €243/year (~₹22,700), one of the lowest globally. Private bachelor's at Sciences Po (€14,210/yr), Dauphine-PSL (€4,500/yr), or business schools like EMLyon BBA (€15,500/yr) cost significantly more. Add living costs of ₹9-14L/year.

Can scholarships fully cover the cost of studying in France?+

Yes, in many cases. The Charpak Scholarship (Indians only) reduces tuition to EU rates plus €860/month stipend. Eiffel Excellence pays €1,200/month. Erasmus Mundus covers full tuition + €1,400/month + travel. Combined with a low-cost public university and CAF housing aid, some Indian students complete a Master's for under ₹5-8 lakh total.

How does the cost of studying in France compare to the UK or USA?+

A 2-year Master's at a French public university costs ₹25-35 lakh all-in. The UK equivalent is ₹50-70L, the USA is ₹65-90L, and Canada is ₹35-50L. France saves Indian students ₹30-65 lakh over a 2-year Master's while offering a longer 24-month post-study work visa.

Conclusion: Plan Your France Study Budget Smartly

France remains one of the most cost-efficient countries for Indian students in 2026. Public university tuition at €3,770/year combined with strategic city choice, CAF housing aid, and the Charpak Scholarship can deliver a globally ranked Master in France for as little as ₹5-8 lakh in total when fully funded, or ₹25-35 lakh self-paid. Add the 24-month post-study work visa and the ROI is among the best in global higher education.

Three key takeaways:

Public Universities Are the Cost Sweet Spot

Tuition fixed at €3,770/year regardless of QS ranking (even at #28 PSL). For an MS in France for Indian Students, this is one-tenth of US/UK cost at comparable academic quality.

Stack Savings: City + Scholarship + CAF

Choosing Lyon/Grenoble over Paris saves ₹9-14L over 2 years. Charpak adds €860/mo. CAF returns €100-€200/mo. These three moves combined can cut your study cost by 40-60%.

Plan Beyond Tuition

Indian students often budget tuition only. Always include visa (€240-€370), CVEC (€105/yr), OFII tax (€50), proof-of-funds buffer (€10-12K), and 6 months of arrival living costs before scholarships and CAF kick in.

Dreaming of Affordable Study in France in 2026?

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